Your Complete Guide to Final Expense Insurance & Pre-Planning
Protect your family from unexpected final expenses with a plan that covers it all. At CJC Health & Retirement Solutions, we specialize in affordable life and burial insurance—including popular, budget-friendly $10,000 policies designed to quickly cover funeral costs, cremation services, and outstanding medical bills. By combining secure financial coverage with our step-by-step funeral pre-planning needs, you can document your exact wishes today so your loved ones aren't left with difficult decisions or stressful financial burdens tomorrow.
Life & Burial Insurance
Planning for the future means ensuring your family is protected from unexpected financial burdens.
Secure your financial legacy and protect your loved ones with a reliable life insurance policy. Whether you need affordable term life or cash-value permanent coverage, we offer tailored solutions to preserve your family's standard of living. Explore our options today to create a lasting safety net for the people who matter most.
Burial Insurance Policy (also known as final expense insurance) is specifically designed to cover immediate end-of-life costs like funeral services, burial, or cremation. These affordable, smaller policies are easy to qualify for and offer peace of mind, ensuring your loved ones can focus on honoring your memory instead of worrying about sudden expenses.
PrePlanning
Planning a funeral after the death of a loved one often involves making stressful decisions in a limited amount of time. When you’re grieving a loss, navigating the details of a funeral can create even more stress on your family. Preplanning your funeral can save your family and loved ones from the pressure of planning a funeral. They’ll know exactly what your final wishes are and feel confident they’ll be carried out to your exact specifications. Your preplanning details will be kept in a safe place at our funeral home and will be available when they’re needed.
World Class Service & Compassionate Care
When you preplan with us, you also have the option to prepay for your service to save your family from making funeral payments in the future. Our staff will help you find a payment option that suits your family’s budget and needs.
Travel Repatriation Plans
- Freedom To Go Plan / Return Assured: Offers worldwide coverage for unexpected deaths occurring domestically or internationally (wherever a U.S. Embassy or Consulate exists) for trips up to 180 consecutive days away.
- Logistics Management: Manages 24/7/365 transport, consular documentation, customs, diplomatic issues, local preparation (embalming or cremation at the place of death), and return to a chosen local mortuary or funeral home.
- Financial Protection: Eliminates out-of-pocket expenses for families, covering repatriation costs up to $11,000 domestically and $40,000 internationally through a one-time lifetime membership fee (typically around $450 to $525)